Top 15 PayPal Alternatives 2018

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Written By Larious

Larious is the Executive Editor of LowkeyTech. He is a tech enthusiast and a content writer. 

 

 

 

 

Top 15 PayPal Alternatives 2018 – Nowadays the maximum number of users usually do online shopping more than the offline, as we all know that nowadays online shopping is much reliable than the offline shopping.

So, while shopping online generally we use our debit or credit cards and internet banking simply to complete the purchase and make the payment.

But, apart from cards and internet banking nowadays we also use several virtual wallets or payment service and among those services, one of the well-known is PayPal.

Whether for personal or professional use the well-known American company operating a worldwide online payments system, of course, PayPal is undoubtedly the most popular online payment service to send and receive money.

However, this well-known American company operating a worldwide online payments system, of course, PayPal is now facing really tough competition from its competitors. However, one we have to accept that over time the well-known American company Paypal has become synonymous with online payments.

As this great platform simply allows all its users to make secure monetary transactions. And one of the most interesting thing about this payment service platform, of course, PayPal is completely free payment service, what it only requires is a valid account between sender and receiver to send and receive money.

In any case, important players such as the social network giant Facebook and the tech giant Apple are developing their own online mobile payment services.

Therefore, the well-known American payment service platform, of course, PayPal has to give really tough competition to all its competitors simply to hold its position.

What is PayPal and how it works?

The well-known American company operating a worldwide online payments system, of course, PayPal arises from the need to establish new payment methods for commercial transactions that are made through the internet and as a company, it was founded in 1998.

We are talking about a combined company that is based in San Jose, California, United States of America. Under the hood of PayPal Holdings Inc., it establishes an alternative to online payment methods, operating as an intermediary payment processor between the bank and online stores.

The trust that PayPal has received has led it to become not only one of the main options but also the safest commercial exchange method. But, do not think PayPal is a bank, as it is not a bank. Basically, it is governed by the regulations established by the United States Department of the Treasury and the Financial Services Authority of the European Union.

Moreover, one of the keys to the success of this payment service, of course, PayPal is that it has simplified rule to have a bank account simply to use the service. As we already told earlier that PayPal is not a bank, but its service could be defined perfectly as a digital bank account in different currencies.

But, hold on, it does not mean that there is only one service available, yes, I am talking about the PayPal alternatives. Hence, today in this article we will present you all an awesome list in which we will show you 15 great PayPal alternatives. So, without wasting much time simply get started and explore the list.

#1 Google Pay

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The tech giant Google’s well-known Google Pay service is actually the old Google Wallet which has been renamed as Google Pay. Though the tech giant Google has changed the name of the service, but the tech giant Google hasn’t changed its features. As Google Pay simply allow us to quickly send and receive money directly from and on your bank through your bank account. Hence, you can say that it has quite similar characteristics of PayPal.

#2 Intuit

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Basically, the Intuit Quickbooks is an online payment service and if you are the owner of a small business that needs help with all your financial transactions then this payment service will be quite essential for you. In addition to being able to accept payments, it also helps you to pay all your employees, calculate and file payroll taxes and forms as well.

#3 Payoneer

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Payoneer is a payment service which simply allows you to make online purchases through a Prepaid MasterCard card that each user will receive by mail. Not only that you can also easily load money via credit card or bank transfers, but even the annual maintenance cost is also very low. Moreover, this service is available in almost every country in the world.

#4 Neteller

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Neteller is basically a well-known platform that simply allows you to make online payments. One of the most interesting things about this service is that with it you can simply send and receive money and make fast and secure online payments whenever you need it, as all the funds received through this tool are simply 100% insured by the platform.

#5 2Checkout

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By combining a merchant account with a 2Checkout payment gateway simply allows customers to receive credit cards and PayPal payments. The company also has international payments, a very secure shopping cart, and a billing system.

#6 Braintree

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Braintree is a well-known division of PayPal which is based in Chicago and has been growing steadily since 2007. Some of the features of the platform include a payment gateway, billing, credit card storage, and also allows companies to accept online credit card payments through merchant account as well.

#7 Authorize

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Authorize is basically a United States-based payment gateway service provider that has been around since 1996 and is one of the most used payment gateways on the Internet. As it has more than 400,000 merchants and has been the winner of the Customer Excellence Award for five consecutive years.

#8 Klik & Pay

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Klik & Pay is basically an online payment platform that offers different types of payments such as debit, check, fees, subscription, email or SMS, etc. In this sense, it is a payment tool that simply gives you a lot of flexibility when it comes to receiving and sending money. Moreover, this International Payment Service Provider, of course, Klik & Pay is operating and servicing merchants Worldwide for 17 years.

#9 Paymate

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Paymate is basically intended for the sellers established in Australia and New Zealand who make transactions from their websites or through eBay. In any case, it also accepts purchases from users from various countries of the world. As international buyers can make their transactions through their credit cards with total security without having to create a Paymate account.

#10 Payza

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Payza is a well-known online payment platform that simply allows you to send and receive money in more than 190 countries and in 21 different currencies. So, in Payza you can simply add funds to the account through credit cards or bank transfers. While the fees charged by this service is very low if we compare them with the well-known PayPal.

#11 Stripe

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Stripe is a fast-growing startup that simply allows to ditch the need for a merchant or gateway account. As basically it is a software that manages all your payment needs, from the storage of cards to the management of subscriptions, to direct the payments to your bank account.

#12 Skrill

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Skrill which is previously known Moneybookers has some very interesting features like the free start-up quotas at a good price and the ability to send text messages directly from your account. In addition to being a PayPal alternative, the service is recommended for international merchants as it simply allows you to transfer your account balance to a prepaid debit card in a few minutes only.

#13 World Pay

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The World Pay is basically a tool which is designed for companies that are looking for a flexible online payment option. As it offers very simple transaction fees that are only charged when a payment is made, without any fixed monthly fees.

#14 Dwolla

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Dwolla is very similar to the well-known payment service, of course, PayPal, as it simply allows you to do almost everything, like sending money to your friends to accept payments in your company. The most interesting thing about this service is that if both parties have a Dwolla account, then you can easily pay using your name, Facebook ID, Twitter username, LinkedIn profile, phone number or email address, so, isn’t it awesome feature.

#15 Wepay

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In addition to having a perfect customer service and a very good protection against fraud, WePay is basically an outstanding PayPal alternative, since it allows consumers to make purchases without leaving the website, using a virtual device.

Moreover, this service not only gives its website a more professional look, but the service also seems to be more focused on the interests of the users and not just on their credit card numbers.

These PayPal alternatives are our best recommendations for you. Hence, as a suggestion, we recommend you to use and try some of these PayPal alternatives simply to find one that meets your expectations. So, what do you think about this list? Simply share all your views and thoughts in the comment section below.

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